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Pengembangan Produk Bank Syariah melalui Investasi Mudharabah dengan Bagi Hasil yang Pasti | Trimulato | Jurnal Akuntansi dan Bisnis

Pengembangan Produk Bank Syariah melalui Investasi Mudharabah dengan Bagi Hasil yang Pasti

Trimulato Trimulato

##article.abstract##


Shariah Banking now has strong legal framework with the presence of law number 21 of 2008 on Shariah banking. It is very influential on the existence of Shariah bankingis increasinglyin demand by many people. Shariah banking continue tobe driven in order to innovatein developing products to achieve targeted market share of 5%. In thethird-party funds products, this much-need edinnovation that canattract people to entrust their fundsin the bank Shari'ah. Data visible fund raising deposit products mudharabah March 2013 amounted to100.746.000.000 and 115.728.000.000 mudharabah deposit april 2014, an increase occurred only improvement that did not reach 2% in eachmonth. This paper using a qualitative descriptive type, limits in this paperis focused on fund raising products that exist in the bank Shari'ah. Product development of Shariah Banking in the form of Mudharabah Investment for definitive results. The result soft his paperthat theShari'ah bankingrequiresinnovationfund raisingthird-partyproducts, such as Mudharabah Investment products must Sharing. These investments provide certainty for results despite using mudharabah. These investmentsare based because of the certainty of the projector financing has been agreed by the Shari'ah withthe creditor banks. This investment product can beofferedto customers of both individual and group/collective.

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DOI: http://dx.doi.org/10.20961/jab.v15i2.178

Jurnal Akuntansi dan Bisnis (JAB)
ISSN 1412-0852 (print), 2580-5444 (online)
Published by Accounting Study Program, Faculty of Economics and Business, Universitas Sebelas Maret, Indonesia


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